Turnkey investment property · Lake Macquarie
$1,149,500 Fully furnished, fully stocked, ready to rent out
Turnkey
32 Fern Street comes as a complete package: a renovated four-bedroom home, every piece of furniture in the photos, and everything a guest or tenant needs from the first night.
There's nothing to buy, assemble or style. Settle, register it, hand the keys to your manager and start taking bookings on Airbnb, Stayz and Vrbo, take bookings direct, or sign a furnished lease.
The renovation is done too. New floors, kitchen, windows and doors, air conditioning, laundry and fencing mean fewer call-outs between guests, and a home that photographs beautifully for your listing.
Your options
Rent it out by the night, the month or the year, or keep it as your own lake house, and change course whenever you like.
By the night
List it on Airbnb, Stayz and Vrbo, or take bookings direct from repeat guests. It's a lakeside base for weekenders from Sydney and Newcastle, summer holidays and Hunter Valley trips, and the smart lock makes self check-in simple.
No 180-night cap in Lake Macquarie
By the month
Furnished stays of a few weeks to a few months suit contractors, relocating families and people between homes. The home office, NBN fibre with whole-home eero Wi-Fi, the gym and a full laundry make a longer stay easy.
Fewer changeovers, steadier bookings
By the year
Sign a furnished lease, or a standard residential tenancy, for one steady income with the least involvement from you.
Recent 4-bed asking rents: about $600–$800 a week
For yourself
Furnished and stocked, it's a ready-made lake house or holiday home for your family: arrive with a suitcase and you're on holiday. Rent it out whenever you're not there.
Nothing to buy, nothing to set up
Or mix it up: keep the summer weeks for your own family and rent it out the rest of the year.
Furnished as photographed
The sofas, beds, rugs, lamps and art you see here all stay, styled and ready for your listing photos.
The package
Every room is furnished exactly as photographed. Here's what comes with each one.
Deep modular sofa, round timber coffee tables, rug, floor lamp and art around the electric fireplace, with a 65-inch Samsung Frame TV, Apple TV 4K and Sonos surround sound.
Leather sofa, ottoman, rug, shelving and gallery wall, plus the bar with its wine fridge.
Three counter stools at the island, the full Bosch kitchen and two integrated fridge and freezers.
Timber dining table and chairs under a globe pendant, beside the doors to the garden.
Upholstered bed with a Sleeping Duck premium mattress, bedside tables, pendants, rug and art, a 65-inch Samsung Frame TV with Apple TV 4K, and electric shades and curtains.
Bed with a Sleeping Duck premium mattress, bedside tables and lamps, framed prints and a 50-inch Samsung TV with Apple TV, under a ceiling fan.
Desk, ergonomic chair, open shelving and an armchair, ready for remote workers.
Cross-trainer, walking treadmill and full-length mirrors.
Want to sleep more guests? Bedrooms 3 and 4 are true bedrooms with built-in wardrobes and air conditioning, so they're easy to turn into extra sleeping space.
Stocked and ready
Along with the furniture, the home comes with the everyday essentials a holiday rental or furnished lease needs.
Guest appeal
What guests look for when they choose where to stay, all in one home.
Through the day
Drag the sun along its path to see the living room your guests will enjoy, from sunrise to evening.
The golden-hour view is the photograph. The other times of day are digital lighting illustrations of the same room.
Primary suite
A Sleeping Duck premium mattress, walk-in wardrobe, private ensuite, and electric shades and curtains for slow weekend mornings.
Smart home
Philips Hue lighting runs through the whole home, inside and out, and answers to Siri, so guests can set the mood with a word. Try a few scenes in the primary suite.
The daytime view is the photograph. The lighting scenes are digital illustrations of the same room.
Bathrooms & laundry
The primary ensuite is designed for unhurried mornings.
Two full bathrooms keep a full house moving. The second is finished in deep blue tile with a sculpted timber vanity, and a brand new laundry sits alongside.
Kitchen
Completely new cabinetry, Caesarstone waterfall benchtops and a Bosch induction range, with garden views from the sink.
In the detail
A closer look at the appliances and fittings your guests will use every day, from the Bosch kitchen to the primary bathroom.
Outdoors
The garden faces north, so the lawn and timber deck get sun all day, even in winter, framed by new Colorbond fencing and lush, established planting. Fully fenced, it suits families and pet-friendly stays.
Lower running costs
When you're paying the power bill for every guest, efficiency matters.
Solar offsets daytime power, and the lighting, air conditioning and audio can all be controlled remotely, so you can check nothing's left running between guests. With the renovation finished, there's little to fix before your first booking.
Run the numbers
Start from the Lake Macquarie averages for four-bedroom homes, then set your own figures.
Four-bedroom entire homes on Airbnb across Lake Macquarie, 12 months to October 2026. Source: AirROI market data.
Illustrative only. These figures are market averages and your own assumptions, not a forecast or guarantee for this property, and they aren't financial or tax advice. They're before council rates, water, insurance, loan costs and tax, and income depends on pricing, management, season and demand. Gross yield is income a year divided by the $1,149,500 price. Speak to your accountant or adviser before you buy.
Short-term rental rules
The NSW rules that matter for a holiday rental here, in plain English.
Current at November 2026, from NSW Planning's short-term rental accommodation rules. Rules can change, so check them with NSW Planning and Lake Macquarie City Council before you buy.
Location
Arcadia Vale sits on the western shore of Lake Macquarie, one of Australia's largest coastal saltwater lakes.
Guests can walk to the foreshore in five minutes, reach the surf in half an hour and be among the Hunter Valley's vineyards in under an hour, all within an easy drive of Sydney and Newcastle.
Swipe to explore the map
The neighbourhood
5minDrive
to IGA10minDrive
to Woolworths, Coles and Aldi20minDrive
to Bunnings, Kmart and Target40minDrive
to David Jones and the Apple Store
Pictured: Merewether Beach
Room to grow
The front lawn on this 928 m² block leaves room to add value, from a granny flat to rent out separately to a double garage or pergola. Each is subject to council approval.
Concept · STCAGranny flat
Artist's impression. The concepts are illustrative only, and every option is subject to council approval (STCA).
360 tour
Walk through the whole home and garden in 360. Look around the living room here, then open the full tour or jump straight to a room.
Jump to a room
Panoramas digitally relit to late-afternoon light.
At a glance
Questions
The home and everything you see in the photos: the furniture, beds, rugs, lamps, art and décor in every room. It also comes stocked with linen and towels, crockery, cutlery, glassware and cookware, and household and cleaning essentials. A full itemised inventory comes with the contract.
Yes. Lake Macquarie isn't one of the areas where NSW limits non-hosted short-term rentals to 180 nights a year, so a whole-home listing can take bookings all year. Before you list, register the property on the NSW Short-term Rental Accommodation Register and make sure it meets the NSW fire safety standard for short-term rentals.
Yes. It suits a furnished lease for professionals, relocating families or people between homes, or a standard residential tenancy. Four-bedroom houses in Arcadia Vale have recently been advertised for about $600 to $800 a week.
Across Lake Macquarie, four-bedroom entire homes on Airbnb averaged $719 a night at 35% occupancy over the 12 months to October 2026, with median revenue of $86,200 a year (AirROI). Those are market averages, not a forecast for this home. Try your own figures in the calculator.
Yes. Furnished and stocked, it makes a ready-made lake house for your own family. As a holiday rental you choose which dates to open for bookings, so you can keep summer weeks or long weekends for yourself and rent it out the rest of the time.
With the smart lock on the front door, which you can manage remotely. Guests let themselves in, so neither you nor your manager needs to meet them.
Most of what you see and touch is new:
Yes. Ask for a video walkthrough with the form below, or take the 360 tour of the home and garden at any time.
Investor enquiries
Tell us how you'd use it and we'll call you to talk through the package, the inventory and a viewing.
